Issue

Homeowner's fire insurance—notice of cancellation—statutory requirements—actual notice sufficient

Summary

Where plaintiff homeowners had actual notice that their provisional homeowner's fire insurance policy had been cancelled–based, in part, on evidence that plaintiffs received, signed, and cashed a check from defendant insurance company listing the policy number and refunding plaintiffs their excess premium–and, therefore, had a reasonable opportunity to procure other insurance before their house burned down two months later, the Supreme Court found it unnecessary to address the broader question of whether defendant's manner of notice–by mailing a letter of cancellation to plaintiffs that they claimed not to have received–was sufficient to meet the requirements of N.C.G.S. § 58-44-16(f)(10).

Summary from the North Carolina Reports digest (official subject index). Read the opinion →